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Thom Maffeo

Thom MaffeoREALTOR®

Shelton 504 Bridgeport Ave. Shelton CT 06484

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What is Your Home Worth ?

Buying or selling a home is an experience that many of us face at some time on the road of life. Make our 30 years experience of working with buyers and sellers benefit you. As a team we can partner to make your buying or selling experience a pleasant, informed and comfortable one. If you are thinking of selling we can provide information to help you understand your home's real value and realize it's best potential in today's market. Just email us for a prompt, no-obligation market analysis of your home. If you are buying we can work to locate just the right fit for you and your family. Click the 24/7 Services link on the left menu to access a powerful email tool to keep you posted on what is available for sale today. It's fast, easy and free! Attention to your needs and an eye for detail allow us to provide the best level of consultation and service for our clients. Join us. Together we will partner to make your real estate experience a positive one. Let's ease on down the road! Tax Credit for First Time Homebuyers Posted on Monday, September 15, 2008 By Tony Rinaldi, President Connecticut Home Mortgage The passing of the Housing and Economic Recovery Act of 2008 contains some significant benefits for first time homebuyers, which has increased the number of reasons why it is a great time to buy a home. In addition to having a variety of inventory to choose from, the law’s new repayable first-time home-buyer tax credit is a great incentive to buy now. To qualify for the home-buyer tax credit, you must be a U.S. citizen and purchasing for the first time or must not have owned a property in the last three years. Your income can not exceed $75,000 for an individual or $150,000 for a couple filing jointly. If you meet these qualifications, you can get a tax credit equal to 10 percent of your home’s purchase price, up to $7,500. In addition, your home purchase must be made between April 9, 2008 and July 1, 2009. Any home qualifies for the credit, provided that it will be used as a principal residence and the buyer has not owned a home in the previous three years. This includes new and existing single-family detached homes, attached homes like townhouses and condominiums, manufactured homes and houseboats. Participating in the program is easy and no pre-approval is necessary, just be sure you meet all the qualifications. Then, simply claim the credit on your tax return. The credit can be claimed on your 2008 tax return even if the purchase is made in 2009 (Important Note: this is a tax credit and not a tax deduction and in most circumstances will be recaptured over time). For detailed information on your particular circumstance, consult a qualified financial advisor. Tips on Buying a Home 20 Key Mortgage Terms You Should Know "I tried to pay my mortgage with a smile, but my bank wanted cash!"

Jay F. | ANSONIA, CT
Thom and his wife were amazing. They talked me down from taking the 1st offer and I got over asking price. We listed it on a Friday and a snowstorm on Saturday and had our final offer on Tuesday.
February 05, 2018
BRUCE & CYNTHIA B. | ANSONIA, CT
Thom was wonderful to work with. His professional, honest and thorough work ethic made him a pleasure to work with. Our transaction went smoothly and we were able to close without any issues at all. I highly recommend Thom to anyone looking to list their home for sale or just looking to buy. Thank you Thom!
January 10, 2018
ESTATE OF JEANNE DELLAROCCO | ANSONIA, CT
Thom and Betty were extremely professional. They were so understanding of the sensitive family circumstances and never seemed to get frustrated. They genuinely cared about helping me to get the deal that worked best for me and my situation, rather than trying to push the highest offer on me. I am extremely grateful for all of their help and would recommend them to anyone looking for a real estate agent.
February 01, 2017
ESTATE OF J PITINGORO | ANSONIA, CT
Thom was very professional and did a great job getting the house on multiple listings. He provided comps in our area and with his guidance we were able to come to an agreement on a listing price which attracted multiple showings and a buyer in a short period of time. I would not hesitate to recommend Thom to others looking to buy or sell a house.
January 16, 2017
KYLE & GAYL L. | ANSONIA, CT
Thom gave very helpful tips--along with Betty they made a great team. They held open houses and sold our house in just over a month. They kept track of the information. They did a lot of leg work to get the house sold.
December 11, 2016
Elaine R. | STRATFORD, CT
Knew his wife Betty. Betty was patient with the probate court for this sale, and kept in touch with other Realtors at all times to let them know the status and roadblocks presented by the court.
October 06, 2016
Gary M. | ANSONIA, CT
Betty and Thom helped my daughter and son-in-law purchase their first house. They made things go smoothly, and it was sold in less than one week. They are wonderful people to work with. They were always there when I had any questions. They went through every aspect of selling the house. I would not hesitate for one split second to recommend their services to anyone who has plans on selling or buying a house.
July 30, 2015


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